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Think You No Longer Need Life Insurance?
You may want to think again. You may feel your need for life insurance has passed and that your savings and investments, along with Social Security, will take care of whatever lies ahead. In fact, these misconceptions prevent many from purchasing or maintaining the insurance coverage they need. Myth 1: I don’t need life insurance…
Disability Insurance Saves a Family Twice
Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. I could never envision a life without working, she says. Her insurance professional convinced the young doctor otherwise. It was wise advice. Although Valerie never thought she would…
An Amazing Gift
Shane Donaca?s motto was ?go hard or go home.? And he brought that passion and intensity to every aspect of his life, from racing motorcycles, to building a large commercial construction business, to spending time with his wife, Kim, and their three children. Because so many people depended on him, insurance professionals wanted to ensure…
Lost Opportunity Cost and your 2 Lattes
Lost Opportunity Cost. Now, this is not like saying, “-Dang it, WHERE’S MY COFFEE?!?!? Or,-“Dang it, my Starbucks coupon expired!!!!! Still wondering? Let’s read on. Ahh! That delicious morning cup of coffee! One of the great pleasures of life in our world, you’ll agree. And for many of us, an essential part of our day….
The Three (3) Full Retirement Age Enigma factors
The more you hurry, the behinder you get- Lewis Carroll (1865) In a galaxy far and many light-years away, Full Retirement Age had been an enigmatic topic that Americans weren’t ready to discuss. The times, how they are a-changing! The call from Sandra, a Registered Nurse, came in on my cell phone. Essentially, The cliff…
Insurance Keeps a Business in the Family
Ernest Peanut took great pride in the fact that his son, Ernesto, chose to follow in his footsteps. Peanut owned P&A Collision, an auto body repair shop, and his plan was to one day pass along the business to his son. Life insurance never factored into Peanut’s plan until an insurance professional called on him….
