Health and Life Insurance Blog

You may want to think again. You may feel your need for life insurance has passed and that your savings and investments, along with Social Security, will take care of whatever lies ahead. In fact, these misconceptions prevent many from purchasing or maintaining the insurance coverage they need. Myth 1: I don’t need life insurance…

Ernest Peanut took great pride in the fact that his son, Ernesto, chose to follow in his footsteps. Peanut owned P&A Collision, an auto body repair shop, and his plan was to one day pass along the business to his son. Life insurance never factored into Peanut’s plan until an insurance professional called on him….

Bill Hobson had always been active. He met his wife, Connie, at a softball game when she went to watch a friend play, but ended up watching Bill instead. Years later when Bill developed a weakness in his right hand, he and Connie thought it was a judo injury. It wasn’t, and his doctors delivered…

MYTH NO. 1: I only need life insurance if I’m the primary breadwinner. Whether you bring home the largest paycheck in your household or a smaller one, your family relies on your income, and it would be missed if something were to happen to you. Even if you don’t work outside of the home, you…

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. I could never envision a life without working, she says. Her insurance professional convinced the young doctor otherwise. It was wise advice. Although Valerie never thought she would…